Credit Risk Manager Job Listing at Valley Bank in Orlando, FL (Job ID 25-1246)

Description

Responsibilities include but are not limited to:

• Prepares a full credit package for complex loan requests generally involving loan exposure in excess of $10 million, which shall include an in depth high quality credit analysis covering financial analysis, cash flow analysis, collateral assessment, evaluation of repayment sources, assessment of the loan structure and assignment of a risk rating.
• Performs global analysis of large exposure customers within the commercial loan portfolio with duties including:
• Gathering data via collaborative efforts with loan officers and/or customers for large exposure global reviews. Such information shall include global cash flows, financial statements, tax returns and K-1 schedules as well as credit files, officer's memos and appraisal reports.
• Analysis of data gathered to identify and assess trends, issues and concentrations within the customer relationship.
• Preparation of high quality, well written reports assessing risk exposure, credit quality and risk outlook within each large exposure relationship.
• Assists the Team Leader in the supervision of junior members of the team by providing training and guidance to the staff.
• Ensures loan structure is consistent with Loan Policy.
• Identifies credit policy exceptions and incorporates suitable mitigants into the credit package.
• Proactively communicates with Loan Officers during the underwriting process.
• Conducts and participates in customer meetings/conference calls.
• Participates in department projects as requested.